A scenario tool for payment, affordability, and refinance comparisons. Currently in development.
Quick scenarios for your file. Payment, affordability, refinance break-even, and a side-by-side loan comparison. All estimates. The real numbers come out of a conversation with Geoffrey.
What does a specific home cost monthly. All inputs editable. Defaults are sensible starting points.
Estimate only. Final payment depends on credit, program eligibility, lender fees, and rate lock. Subject to qualification.
Solves backward from income to a target purchase price. Useful when shopping a price range, not a specific home.
Estimate only. Actual qualifying requires income/asset verification and credit pull. Subject to program eligibility.
Compares your current loan against a refinance. Shows monthly savings and how long until closing costs are recouped.
Refi math depends on closing costs, time you'll stay in the home, and current loan terms. Discuss with Geoffrey before deciding.
Same home, same down payment, different loan types side-by-side. Shows what each program does to the monthly payment and cash to close.
PMI/MIP and program rates vary by file. DPA assumes Chenoa Fund repayable second covering 3.5% of price. Final pricing requires file review.
Enter your name and contact info. Geoffrey will send your scenario plus a short note about what it means for your specific situation. Within one business day.
